Accumulair Emerald 25x29x1 (24.5×28.5) MERV 6 Air Filter/Furnace Filters (4 pack)

Up to 8-times more effective at capturing micro particles than ordinary fiberglass filters. Economical, high-capacity media makes this filter an ideal upgrade from standard fiberglass throwaways. Rugged and durable. Will not warp or leak under normal operating conditions. Excellent for high-velocity systems and maximum air flow.
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Have You Noticed the Canon Powershot S90 Yet?

Whilst digital SLR cameras are getting the Lion’s share of consideration as a result of their lower prices and professional feature packages, there is nevertheless a demand for quality “point and shoot” cameras.But then there is the Canon Powershot S90, a completely compact camera with virtually all the control of a digital slr camera. It is an alternate to several high end compact models that tend to look more like professional models in line and design. This one was designed to be the complete pocket or purse model.Two groups of photography enthusiasts will be interested in the Canon Powershot S90.First of all, there is the serious student of photography who is almost ready for the Digital SLR. She desires to experiment with camera features and controls that are unavailable on less highly developed models to build up a good feeling of what these controls can do and how to use them.

Next is the DSLR owner, either an sophisticated amateur or a pro, who is looking for a fantastic pocket model. These are people who under no circumstances want to neglect a photographic experience, no matter if their DSLR camera is not easily accessible.The Canon Powershot S90 has the look and feel of a truly compact camera, the kind that most folks carry around in their pocket or purse. And, even though it looks like a typical digital compact, it is certainly not.Some of the attention getting features of the Canon Powershot S90:
New 10-megapixel High Sensitivity System; DIGIC 4 Image Processor
Improved low-light image performance, plus a Low Light scene mode for ISO settings up to 12,800
Customizable control ring for easy access and operation of manual or other creative shooting settings
Wide-angle 3.8x optical zoom with Canon’s Optical Image Stabilizer; bright f/2.0 lens
But that’s not all! Here is the ‘”stuff'” that has caused all the positive attention for the Canon Powershot S90.
Extensive photographic feature set – more professional than typical point and shoot cameras
New Function Ring for easy access of the advanced manual controls
Usable, fast RAW mode with excellent software supplied (RAW, an alternative to JPEG, is the choice of all advanced photographers)
Highly customizable – normal digital cameras have single creative selections, but the S90 is customizable in the same sense as high end DSLR cameras.

Need more to convince you? Here is a typical quote from one of the many satisfied Canon Powershot S90 owners: “You get what you pay for and if you want the best pocket size camera on the market, look no further than the S90.”

Want to Succeed as An Artist? Make Sure You Choose the Right Art Teacher!

There can be nothing worse for the ambitious eager-to-learn visual art student than walking into a poorly run drawing or painting class taught by an inadequate art instructor.In short order the student is set up for loss after loss. The fundamentals are either not taught in a simple easy to understand fashion, that the student can grasp, or they may not even be taught at all!Quite Frequently the student makes the decision that drawing and painting is just too hard and gives up. The student will incorrectly find the fault with themselves, often with the self generated concept that they do not posses enough natural artistic talent.Whereas most of the blame usually falls on the shoulders of the student, the true cause falls at the feet of the art instructor and poor instruction.This is precisely what happened to my spouse.My wife is from Toronto Canada. She originally came to America as a student to study fine art in a university. The instruction was terrible.Both her drawing and oil painting classes were taught entirely on the unworkable method of “if it feels good go with it.”Unfortunately my wife could not “feel” her way into learning basics such as capturing light and shadow, how to draw in proportion, the use of color and tone, how to sketch in charcoal, differences in working with oil vs. watercolors.Needless to say she the only thing that she could “feel” good about was changing her major.With hundreds of colleges and thousands of private art instruction schools across the country how does one go about picking an art instructor that will teach one how to draw and paint properly?I was lucky enough to be able to ask Larry Gluck what one should look for when choosing an art school and instructor so one achieves their goal in becoming a better artist.Larry Gluck is the founder of the world’s largest fine art program.After 33 years employing hundreds of art instructors and teaching over 3,000+ students every week how to draw and paint this is the advice Larry has in regards to choosing an art teacher…”Here are a few pointers on what to look for in a fine art teacher. I hope they help in your search for a good drawing and painting instructor.1. Do you like the teachers work?It’s important to respect what your teacher does. Now matter how objective he is about his work, he’ll teach you what he knows – and what he knows will be reflected in what he does.On the other side of the coin, do not judge the instructor only by their artwork. Teaching art is not the same as creating art, and some teachers are very good artists but horrible instructors.Others don’t have enough intention to help students through the rough spots. Although a teacher much have knowledge and talent to merit teaching his subject, the determination to help you and see that you indeed learn should be his top priority.2. Does your teacher start with the fundamentals?A gradual approach is necessary to learning. You start with the most basic fundamentals and continue from there. All to frequently the teacher assumes that you already posses a thorough knowledge of the fundamentals, or worse, the instructor is not familiar with them enough in order to teach them.Also, some teachers are involved in the arts for such a long period of time that the use of the arts fundamentals are automatic, so much so that they are no longer aware of them. This of course, would be a terrible failure on the part of the teacher – but it does happen.3. Are you actually improving?If your art teacher teaches you the fundamental skills, on by one, ensuring you master each one before going to the next, your skills should improve.If not, something is wrong with the instruction, not with you. A good instructor should be able to break the needed skills down into steps simple enough for you to learn successfully.4. Are you being treated as an individual?We all have different strengths and weaknesses. The good art instructor will realize this and treat each art student as an individual. A poor teacher treats everyone the same or has a few favorite students.5. Is the class overcrowded?If there are more than ten students with only one instructor, you won’t benefit from what he has to give you.Since everyone is different in regards to ability and what one is aware of, there has to be a way for you as a student to to receive one-on-one instruction with the instructor.6. Are you training with people you like?It helps to learn with people who encourage and support one another, admire each others efforts, and are genuinely pleased to see other’s progress.It would also help to have friends with whom you can also discuss the art form.Companionship within the arts causes growth in the artist.7. Are you pitted against others?Some teachers feel that competition is needed among students is necessary to spur them on. It isn’t.Perhaps the teacher will be less bored but it does nothing for students, particularly in the arts.You should only be competing against your present limitations.8. Is it a safe place in which to learn?You must feel safe and secure in all learning environments.This is especially true when learning an an art form where the stakes are so high and the intimidation factor can be so great.If you feel intimidated anyway when you go to class, it’s probably the teachers fault, even if the intimidation comes from other students.A competent art instructor is in control of the students and is responsible for how they interact with each other in the classroom.Some instructors intimidate students with an overbearing manner.Some instructors will set themselves up as a major authority on the subject of art or unattainable examples of artistic talent.Some favor a few students over others.If this is occurring, find a new art instructor.9. Is there criticism without help?An art teacher who is heavy on the criticism can make one throw in the towel.Criticism without instruction on how to improve is hindrance, not a help.Rather than continually pointing out what is wrong with what you are doing, a good teacher should give you tasks to do.A student progresses by winning, not losing. Ask yourself if you feel better since you started the class – better about yourself, your ability, and what you are doing. If not, change teachers.10. Are you getting individual help?Maybe her is a piece of information you don’t quite comprehend, or a technique that you just can’t put into application.Does the teacher take the time to help you? Is he or she prompt with the help but patient with your problem?Can the instructor get to the root of what ou are having a problem with and help you figure it out?If not you are wasting your time and money.If you aren’t getting better and having fun while doing so, your instruction is falling down on one or more of these points.Review these ten tips and locate exactly what the problem is. If this turns out that you cannot fix this by speaking with your instructor, you will have to find a new teacher.All art forms appear difficult to a beginner. A good teacher will show you not only that excellence is attainable, but also how.You may think you cannot do it or feel you do not have enough talent, a good instructor knows that you can and will make sure that you learn to.”

12V Travel Mug with Temperature Control

SAVE BIG and NEVER drink cold coffee again! It’s a “smart” 16-oz. electric Travel Mug to keep your beverages just-right warm or hot, always! 12V car plug-in; Thermal control lets you choose 4 preset temps., from 85-160-deg.; LCD display shows temperature. Beeps when it’s ideal; Inner mug is removable, hand-washable; Anti-skid base, anti-spill lid and comfortable rubberized handle; 8 1/4″ tall, 5 1/2″ at widest, fits almost any vehicle cup holder; Weighs 12 ozs. Order ONLINE Today! 12V Travel Mug with Temperature Control
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Should I Refinance My House – Benefits of a Cash-Out Refinance

If you need extra funds for large purchases, or simply want to obtain a
better interest rate on your home loan, refinancing may be a good
option. Today, many homeowners are taking advantage of a cash-out refinance.There are several advantages to refinancing a home. Moreover,
refinancing also involves certain pitfalls. Before choosing to refinance your
mortgage loan, carefully consider the benefits and risks.What is a Cash-Out Refinance?A refinancing is an approach that involves creating a new mortgage
loan. You have the option of refinancing with your current lender or
choosing a new mortgage lender. When refinancing, the old loan is replaced,
and you begin making mortgage payments to the new lender.Homeowners refinance for many reasons. Because of low mortgage rates,
refinancing for a low rate is perfect for lowering monthly payments.
Additionally, those with an adjustable rate mortgage usually refinance to
acquire a low fixed rate.Refinancing is also beneficial for obtaining extra funds. The option of
cash-out refinancing involves creating a new mortgage, while borrowing
some of your home’s equity. Hence, the new mortgage amount will exceed
the previous amount. For example, if the old mortgage was $100,000, and
a homeowner refinances and borrows $10,000 from the equity, the new
mortgage principle totals $110,000.Benefits of a Cash-Out RefinanceA cash-out refinance is ideal for homeowners needing extra funds for
large expenses. For example, if your home is older and requires several
upgrades, a cash-out refinance is great for financing the project.
Moreover, the funds received may be used to start a business, plan for
retirement, payoff personal debts, college expenses, etc.Risks Involving a Cash-Out RefinancingThe money from a refinance is received at closing. The funds are
dispersed as a lump sum of money. In most cases, homeowners may borrow up to
the home’s equity. While tempting, it is important to avoid borrowing
too much money. Because a cash-out refinancing increases your previous
mortgage principle, your monthly payments may also increase.Prior to applying for a cash-out refinancing, make sure you can afford
the additional expense. For example, you must pay closing fees. You
have the option of including the closing fees in the mortgage. However,
this will also increase the total mortgage principle. To avoid the risk
of foreclosure, the new mortgage amount and payment should fit
comfortably into your budget.

Nikon D3000 Digital SLR Camera – The Perfect Camera For Every Occasion, Without Breaking the Bank

Are you looking for a new digital camera to replace the old point-and-shoot you’re struggling with now? Are you a photography enthusiast looking to purchase an inexpensive yet high quality digital SLR camera? Then you should definitely be interested in looking at the brand new Nikon D3000 Digital SLR camera.While the Nikon D3000 Digital SLR camera is not a point-and-shoot camera, it’s the next best thing. Equipped with a high quality 3x 18-55mm Zoom-Nikkor VR Image Stabilization lens, a 3-inch LCD preview screen, and a slight 5×3-inch frame, this Nikon camera is a great choice if you’re looking for fast shots, razor-sharp prints, and user-friendly controls.

The only thing I don’t like about the Nikon D3000 digital camera is that, while it boasts a great 3-inch preview screen, you cannot take pictures through this screen; you take pictures through the lens viewer like a regular camera.The Nikon D3000 digital camera also works like s built-in Photoshop; instead of waiting until you get home after a photo shoot to take care of small photo flaws, you can crop, adjust filters, and even remove red eye right on the LCD screen.

You’ll also fall in love with this camera if you’re sick and tired of your models and photo subjects blinking, getting bored, looking away at just the wrong time, and, well, moving in general. Why? Because with its split second shutter response time, you’re guaranteed to get super-fast shots before you can blink, and never miss a shot again.

rooCASE (Eco Green) Neoprene Sleeve Case for Nikon Coolpix S630 Digital Camera Jet Black

Limited Lifetime Warranty. Like a kangaroo safely carries her young in her pouch, rooCASE offers protective solutions for your precious electronic possessions. rooCASE designers work with your needs in mind, ensuring that cases have not only sturdy exteriors, but also the right-size pockets for smaller accessories. From this starting point of practicality, our designers then consider what”s hip now. Choose from an array of functional yet fashionable cases for your laptop, netbook, or handheld or other electronic device. With rooCASE, quality and craftsmanship meets cutting-edge design.
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